This compensation comes from two main sources. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective. To learn more about our rating and review methodology and editorial process, check out our guide on How Forbes Advisor Reviews Banks. To appear on this list, the account must be available in North Carolina. Minimum deposit requirements of $10,000 or higher and less frequent compounding schedules affected scores negatively. CD accounts with higher APYs and daily compounding schedules rose to the top of the list. We ranked the CD accounts from best to worst based on these factors. We assigned the following weighting to each category: To calculate the star ratings, we ranked each certificate on 10 data points within the following categories: APY, minimum deposit requirements, compound interest schedule, customer service, digital experience, available terms and overall availability. Forbes Advisor analyzed 356 CD accounts at 134 financial institutions-including a mix of traditional brick-and-mortar banks, online banks and credit unions-to determine the best CD rates in North Carolina.
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